CASHBACK AND REWARD POINTS OFFERS
HERE ARE SOME OF THE SPECIAL OFFERS FROM THE VARIOUS LENDERS. THESE OFFERS INCLUDE CASHBACK AND REWARD POINTS. THESE CASHBACK OFFERS ARE SUBJECT TO TERMS AND CONDITIONS.
St George Home Loan - Up to $4k Refinance Cashback*
Current Special Offer
The important detail:
- For new refinance applications received from Wednesday 1 April 2020 to Wednesday 31 March 2021 and settled by Wednesday 30 June 2021.
- Available for Owner Occupier (Principal & Interest repayments only) and all Residential Investment home loans.
- Available for Basic home loans and home loans under the Advantage Package.
- Minimum loan size of $250,000 per property refinanced.
- Cashback will be paid for every property that is refinanced to St George with minimum lending of $250,000 per property.
- Only 1 cashback per property refinanced will be paid regardless of the number of loans involved.
- Applicants must have a St George transaction account linked to the home loan at the time of settlement. The transaction account must be kept open for at least 60 days after settlement for the cashback to be paid into.
- Applicants home loan repayments must be direct debited from this St George transaction account.
- The bonus $2,000 Refinance Cashback for loans with a maximum LVR of 80% will be paid on the first application only to eligible customers on top of the current $2,000 Refinance Cashback.
- Only 1 bonus cashback will be paid regardless of the numbers of customers, properties or applications involved.
- Offer may be withdrawn or varied at anytime.
Exclusion:
- This offer is not available for
- Switches and refinances of home loans within the Westpac Group which include St.George, Westpac, Bank of Melbourne, BankSA and RAMS.
- Owner Occupier Interest Only loans.
- Portfolio Loans.
- Residential lending originated under a trust.
- Residential lending under a company name.
- Bonus cashback loans with an LVR greater than 80%. Offer ends 31 March 2021
ANZ Cashback Offer*
Refinance Cashback Offer for loan applications submitted by 16 April 2021 and settled by 30 June 2021
- Min of $150,000 in new ANZ lending (new to ANZ Lending must include home lending refinanced from an lender, internal refinances excluded)
- $1,200 cashback for refinance loan amount $150,000 up to $249,999
- $3,000 cashback for refinance loan amount of $250,000 or more
Eligibility criteria
Customers can only receive one switching repayment within a 12 month period. The lender refinancing payment form available on the Broker Portal must be completed by the broker post drawdown and the cashback must be paid to an eligible ANZ transaction account. Conditions apply. Offer may be withdrawn or altered by ANZ at any time.
Offer ends 16 April 2021
$3,000 Refinance Cashback*
You could receive $2,000 per property refinance and a bonus $1,000 for the first application on loans with a maximum LVR of 80%.
For new Owner Occupier loans on Principal & Interest repayment, and Investment loans. Available on our Flexi First Option Home Loan, and our Premier Advantage Package
Eligibility criteria
- New Owner Occupier and Residential Investment refinance applications received from Friday 18 September 2020 to Wednesday 31 March 2021 and settle by Wednesday 30 June 2021.
- Only 1 bonus cashback will be paid regardless of the numbers of customers, properties or applications involved.
- Available for Owner Occupier Loans (Principal & Interest repayments only) and all Residential Investment Loans.
- Bonus $1,000 Refinance Cashback with a maximum LVR 80%
- Available for Flexi First Option home loans and home loans under the Premier Advantage Package3. $395 annual package fee applies.
- Minimum loan size of $250,000.
- Applicants must have a Westpac transaction account linked to the home loan at the time of settlement. The transaction account must be kept open for at least 60 days after settlement.
- Applicants home loan repayments must be direct debited from this Westpac transaction account.
Exclusions
This offer is not available for:
- Equity Access Loans.
- Switches and refinances of home loans within the Westpac Group which include Westpac, St.George, Bank of Melbourne, BankSA and RAMS.
- Loans with an LVR greater than 80%.
- Owner Occupier Interest Only loans.
- Residential lending originated under a trust.
- Residential lending under a company name. Offer ends 31 March 2021
$3,000 Cashback*
For a limited time, you can switch to Virgin Money and receive $3,000 cashback on eligible loans.
The $3,000 cashback offer is for new Owner Occupied and Investment home loan refinances
Applications must be received between 30 November 2020 and 26 February 2021, and settle by 28 May 2021
$300,000 minimum loan amount and up to 80% LVR
For new borrowings only
Offer Details Not available for the refinance or restructure of existing Virgin Money home loans. Limited to one payment per primary borrower, provided the total amount drawn at settlement across all loans is $300,000. Customers will need to open a Reward Me Home Loan Companion account alongside their Virgin Money Reward Me Home Loan. The cashback payment will be credited to the customer’s Reward Me Home Loan Companion account within 60 days of settlement. Offer can be amended and/or removed at any time without notice. Offer ends 26 February 2021
$2,000 cashback when you switch your home loan to us*
Enjoy $2,000 cashback when you refinance your eligible home loan to CommBank.
The cashback bonus is available on the following loans:
- Owner Occupied home loans
- All investment loans
For refinancers who apply before 31 March 2021 and have their loan funded by 30 June 2021. Minimum refinance amount $250,000. This offer is not available for Bridging Loans.
- Minimum refinance loan amount $250,000
- Refinance of existing CBA or Bankwest loans are not eligible for the offer
- Applications received before 31 March 2021
- Home loan must settle by the 30 June 2021
Offer Details The cashback amount will only be credited to a CommBank Transaction Account. Not available in conjunction with the MAV fee waiver. Limit of one cashback payment per borrowing entity and per customer. If the customer is completing a Bridging Loan application at the same time as the refinance application, they are not eligible for the $2,000 Refinance Cashback Offer. Offer may be terminated at any time.
Offer ends 31 March 2021
BOQ Refinance Cashback Offer*
From Friday, 12 October 2020, BOQ is offering a $3,000 cashback to eligible customers who are refinancing to BOQ.
Eligibility
- Personal customers taking out a new home loan with BOQ;
- The loan is refinanced to BOQ from another financial institution (excluding Virgin Money and BOQ Specialist);
- Applications need to be submitted before Friday, 26 February 2021;
- Loans must settle prior to Friday, 28 May 2021;
- Minimum new lending of at least $250,000 with maximum LVR of 80%;
All customers will be paid the cashback, provided the lending meets the eligibility criteria outlined above. Customers must open a BOQ transaction account and the cashback will be paid to the account within 30 days of the loan settlement.
$2,000 Cashback Offer for First Home Buyers with LMI*
Purchase your first home with Lender’s Mortgage Insurance (‘LMI’) through Heritage Bank and settle before 28 February 2021, and you could receive $2000 cashback paid into your Heritage transaction account.
- Available for owner occupied and investment lending with either principal and interest or interest only repayments
- Applicants must be an eligible for the First Home Buyer
- Minimum loan size of $250,000 with an LVR of 80% or greater, requiring LMI
- Applications received from 1 October 2020 and 30 November 2020, settling by 28 February 2021
Offer Details
$2,000 Cashback Offer for First Home Buyers with LMI available from 01/10/2020 to 30/11/2020 and must be funded by 28/02/82021. Available for owner occupied or investment lending, P&I or IO repayments. Applicants must be Eligible First Home Buyers (be an eligible recipient of a government First Home Owner Grant and/or first home stamp duty concession in their state or territory OR be purchasing their first home in Australia for investment purposes). Min loan $250k. Loan must have an LVR of 80% or more requiring LMI. Cashback payment will be made to the Heritage Transaction Account held under the same Membership as the eligible Home Loan funded. Available for house & land loans (loan must be partially drawn before 28/02/2021 and total loan exceeds $250k)
Newcastle Permanent Refinance Cashback*
For a limited time only, new Owner Occupied or Investment Home Loans refinanced to Newcastle Permanent may receive a $2,000 Cashback.
Minimum New Borrowing Loan Amount is $250,000 and LVR must be 80% or less
To be eligible for the $2,000 cashback payment:
- Applications must be received prior to 28 February 2021 and settled by 30 April 2021
- Cashback is available only on Applications for a refinance from another financial institution
- Minimum New Borrowing Loan Amount is $250,000
- LVR must be 80% or less
- A borrower is eligible for only one payment of $2,000 during the offer period and
- The cashback applies to Owner Occupied or Investment Home Loans
Other important information
- The cashback payment will be deposited to a NPBS Everyday Account in the name(s) of the borrower(s) within 30 days of the settlement date
- Full Terms and Conditions are available on request
Enjoy $2,000 cashback when you refinance your home loan to MyState Bank!*
Refinance your home or investment property loan to MyState Bank by 28 February 2021 and you’ll also receive a bonus $2,000*.
With the current low interest rate environment, now is a great time to refinance your property loan. What are you waiting for?
Offer Details
- Maximum of one $2,000 cashback per application irrespective of how many borrowers or securities are included on the application.
- Will be paid into a MyState Bank account within 2 weeks following settlement.
- Available for refinances to MyState Bank from another bank.
- offer can be withdrawn at any time. Loan applications to be submitted between 04/05/2020 and 28/02/2021 and settled within 90 days.
- Loan applications are subject to MyState’s credit approval criteria.
Terms & conditions, fees & charges apply and are subject to change. Please seek independent tax advice before acquiring the product. Offer ends 28 February 2021
$2,000 cashback when you switch your home loan to us*
Enjoy $2,000 cashback when you refinance your eligible home loan to CommBank.
The cashback bonus is available on the following loans:
- Owner Occupied home loans
- All investment loans
For refinancers who apply before 31 March 2021 and have their loan funded by 30 June 2021. Minimum refinance amount $250,000. This offer is not available for Bridging Loans.
- Minimum refinance loan amount $250,000
- Refinance of existing CBA or Bankwest loans are not eligible for the offer
- Applications received before 31 March 2021
- Home loan must settle by the 30 June 2021
Offer Details
The cashback amount will only be credited to a CommBank Transaction Account. Not available in conjunction with the MAV fee waiver. Limit of one cashback payment per borrowing entity and per customer. If the customer is completing a Bridging Loan application at the same time as the refinance application, they are not eligible for the $2,000 Refinance Cashback Offer. Offer may be terminated at any time.
NAB $2,000 cash bonus for new refinances *
To be eligible for the $2,000 NAB Home Loan Refinance Cash Bonus, customers must:
- refinance an existing home loan of $250,000 or more from another financial institution to NAB
- settle your new NAB home loan between Monday 7 September 2020 and Friday 30 April 2021 inclusive (Offer Period)
Eligibility criteria
- The offer is available on all NAB Home Loan products excluding lines of credit, the NAB Portfolio Facility, the NAB Private Portfolio Facility and loans for building and construction purposes (construction BICOE loans)
- The offer is available to individual applicants who are owner-occupiers or investors and excludes First Home Loan Deposit Scheme loans, non-residents, businesses, trusts and other non-natural persons
- The offer is only available on refinances from another financial institution (excluding NAB, UBank, Medfin or Advantedge home loans) and is not available for refinances into UBank, Medfin or Advantedge home loans
- The offer is only available once per customer within the Offer Period. If a customer refinances more than one loan, they will only receive the Cash Bonus once
- Where there is more than one borrower, the Cash Bonus is payable only to the primary borrower. If any of the borrowers have received the Cash Bonus in the Offer Period, no further Cash Bonus will be payable on any future refinance where that individual is a borrower
- The primary applicant must have a NAB transaction account open at the time of drawdown in order to receive payment of the Cash Bonus and this will be paid automatically within 90 days of drawdown
Refinance with CUA and enjoy the rewards!*
Switch to an eligible CUA Home Loan before 31 March 2021 and you’ll receive a $2,000* digital pre-paid Mastercard©
- Minimum refinance loan amount $250,000 with a maximum lvr of 80%
- Available for owner occupied and investment home loans
- Applications received from 25 August 2020 to 31 March 2021
- Home loan must settle by the 30 June 2021
Offer Details
Refinance Offer – $2,000 pre-paid digital Mastercard©. Available for new to CUA Owner Occupied or Investment home loans refinanced with max LVR 80% and minimum new aggregated lending of $250,000 from 25/08/2020 to 31/03/2021. Must settle by 30/06/2021. Excludes LOC, bridging, business and construction loans and lending to company/trust entities. Not available for existing CUA loans. Limit of 1 Pre-paid digital Mastercard offer regardless of the number of borrowers or number of eligible loans.
Bankwest Cashback**
To help customers with the cost of refinancing, new Bankwest customers may be eligible for a home loan cashback of $2,000.
Bankwest Eligibility
- Applications submitted on or after Thursday November 12, 2020
- Lending must be a new refinance to Bankwest (refinances of existing Bankwest and Commonwealth Bank loans are excluded from this offer)
- Lending must not exceed a loan to value ratio (LVR) of 80%
- Repayment type can be principal and interest or interest only
- Available on owner occupier and investor loans
- Minimum refinance-specific home lending amount greater than $250k (excludes debt consolidation of personal loans and credit cards)
- Any available Bankwest home loan product is eligible
- Normal lending policies apply
- This offer is not available in conjunction with any other promotions
- Loan settlement on or before 30 June 2021.
Offer ends 30 April 2021
86 400 | $2,000 cashback offer!*
86 400 is a new Australian digital bank built specifically for your smart phone. 86 400 were granted a full banking licence in 2019 which allows them to offer bank accounts and home loans. They offer home loans and investment loans for PAYG customer.
$2,000 cashback offer!
Get $2,000 cashback on settlement for eligible ‘Own’ home loan applications (purchase and refinance) of $250,000 or more, received by 30 April 2021 and settled by 30 June 2021
Bankwest Eligibility
For 86 400 Own home loan applications received by 30 April 2021 with loan settled by 30 June 2021.
Minimum loan amount of $250,000. Limited to 1 cashback per primary borrower regardless of the number of loans. Offer may be varied or withdrawn at any time. The cashback will be paid into an 86 400 Pay account within 14 days of settlement
